White Alto Logo.

Blog

Millennial Investing Trends Uncovered

We Surveyed Millennial Investing Habits—They Do Not Trust the Stock Market

Considering their first two decades in the workforce, it’s little wonder millennials hold a dim view of the stock market—so what investments are they interested in?

Read More
Blockchain

Is Crypto the Future or a Fad? 9 Blockchain Use Cases with Long-Term Potential

Is crypto the future? We take a look at the revolutionary technology behind cryptocurrencies, along with 9 blockchain use cases that have many investors feeling bullish.

Read More
Why is it important to diversify your portfolio?

Why Is It Important to Diversify Your Portfolio?

Think your 401(k) is diversified? Think again. Today, we’ll discuss the importance of portfolio diversification and how it spreads risk.

Read More
Why Put Crypto in a Roth IRA?

Can You Put Crypto in a Roth IRA? 3 Reasons to Consider It

Tax savings, quick and easy tax reporting, and portfolio diversification are 3 of the top reasons to consider investing in a Roth Crypto IRA.

Read More
Planning for Retirement

Planning for Retirement? 4 Questions You Need to Ask Yourself

Planning for retirement can be overwhelming. To help you plan for retirement, we’re exploring four questions you need to be able to answer to build your retirement plan.

Read More
What Are Stablecoins?

What Are Stablecoins and How Will UST Impact the Overall Crypto Ecosystem?

With TerraUSD in the news, you might be asking, “What are stablecoins?” Here, we explain the different types, the purpose they serve, and what their future might hold.

Read More
How to Invest During Inflation

How to Invest During Inflation (and Why It’s Important)

Inflation is spiking, and the trends indicate it may not be going away any time soon. Everyday investors still have viable options, though. We break them down in this post.

Read More
What Is a DAO?

What Are DAOs and How Do They Work?

Crypto and the democratization of the web have brought about several new business and trade concepts, including that of DAOs. We explain what they are and how they work.

Read More
Stock Market Volatility and the Importance of Portfolio Diversification

What Stock Market Volatility Can Teach Us About Portfolio Diversification

With so much volatility in the markets, investors are right to worry. In this post, we talk about portfolio diversification and the importance of alternative investments.

Read More
Can You Use an IRA to Buy a House?

Can I Borrow From My IRA to Buy a House? 3 Reasons You Probably Shouldn’t

First-time homebuyers may be tempted to take advantage of the exemption, but doing so could set back their retirement investments many years due to compounding interest.

Read More
ESG Investing Explained

What Is ESG Investing (and Can I Invest in ESG Companies Using My IRA)?

ESG has become increasingly popular among institutional and retail investors alike. Here’s why it matters and how you can apply ESG principles to your investments.

Read More
What Is an Accredited Investor?

What Is an Accredited Investor and How Do I Become One?

Not just anyone can become an accredited investor. Here, we explain what it means to be accredited, and how non-accredited individuals can invest in private offerings.

Read More
IRA Contributions

Are IRA Contributions Tax-Deductible?

If you contributed to a traditional IRA in 2021, you may qualify for a tax deduction, depending on your income, filing status, and employer-sponsored retirement plan.

Read More
What's the Difference Between Venture Capital vs. Private Equity?

Private Equity vs. Venture Capital: What’s the Difference?

The terms private equity and venture capital can be confusing. To help you make sense of your investment options, today we’re comparing private equity vs. venture capital.

Read More
How Do Crypto Taxes Work?

How Do Crypto Taxes Work? What You Need to Know

If you’ve traded crypto, you could owe the IRS. Here, we explain how crypto taxes work, plus look at how to use an IRA to avoid paying taxes on crypto.

Read More
How Much Do I Need to Invest in Real Estate

How Much Do You Need to Invest in Real Estate? Less Than You Think

Surging prices have made it increasingly difficult to invest in real estate. Fortunately, there’s another way to invest in real estate using an unlikely source: Your IRA.

Read More
3 Crypto Myths Proved Wrong in 2021

3 Crypto Myths Proved Wrong in 2021

It seems everyone’s doing crypto 2021 reviews—after all, it was a pivotal year. So we decided we’d mix it up by looking at the top crypto myths proved wrong in 2021.

Read More
SEP IRAs vs. 401(k)s for Small Businesses

SEP IRAs vs. 401(k)s: Which Is Right for Your Small Business?

Self-employed or small business owner seeking an alternative to the 401(k)? A SEP IRA may be right for you. In this post, we discuss the differences between SEP IRAs vs. 401(k)s.

Read More
Alto's Series B Raise Announcement

Expanding Access to Alternative Assets Through Alto’s Series B Raise

If you haven’t already heard last month’s news of our recent $40 million Series B funding announcement, here’s how we’re using it to expand access to alternative assets.

Read More
Alto Partners with Prosper Loans

Alto Partners with Prosper to Enable Tax-Advantaged Investing in Consumer Loans

Starting today, Alto IRA account holders and Prosper investors can now can use their IRA funds to invest in consumer loans through Prosper’s online marketplace lending platform.

Read More
Married Filing Jointly and IRAs

Married and Filing Jointly? What You Need to Know About “Joint Roth IRAs”

Newlyweds, this one’s for you. Learn how marriage affects your IRA, whether you can open a joint Roth IRA, and the importance of discussing finances with your spouse.

Read More
Alto CryptoIRA - Introducing 1% Crypto Trading Fees

Introducing Our New 1% Crypto Trading Fee On All CryptoIRA Trades

Alto CryptoIRA® just got even better, thanks to our new 1% crypto trading fee. And it’s just one of the many ways we’re working to make it the best crypto IRA out there.

Read More
How to Save and Invest Money

Wondering How to Save and Invest Money? 5 Money Goals for the New Year

The New Year has begun, and during this season of resolutions and planning for the year ahead, we want to give you practical tips for how to save and invest money.

Read More
Alto's IRA Referral Bonus Program

How the Alto CryptoIRA® and IRA Referral Bonus Programs Work

Referring your friends and family is easy with Alto’s IRA referral bonus program. Here, we explain how you can get rewarded for recommending Alto.

Read More