Alternatives for all
Whether you're advising clients, raising capital, building on our platform or investing your own retirement savings, Alto offers a solution built to meet your needs
Private wealth advisors
Give clients access to private markets in their retirement accounts with integrated custody and compliance
Issuers
Open your raise to long-term, tax-advantaged retirement capital, no integration required
Individual investors
Use your retirement savings to invest in private markets like private equity and credit, real estate, venture capital and infrastructure
Invest beyond the public markets
Discover curated private market opportunities through Alto Marketplace, powered by Alto Securities, that can be accessed through retirement accounts. With a structured due-diligence process and opportunities purpose-mapped to portfolio goals, Alto helps make alternative investing more accessible for investors and advisors working on their behalf.
Fund private investments with retirement capital
Facilitate alternative allocations for clients, raise capital by opening your offering to IRA investors, or bring a deal – whether it’s on behalf of a client, one you've sourced yourself, or one from a fund manager you already work with. Many of these structures can't be held by a traditional custodian, but that’s exactly what Alto’s built for.
Bring retirement capital to your platform
Enable retirement-account investing directly within your platform through Alto’s infrastructure. Expand investor access and unlock new fundraising pathways for your users and partners.
Establish the right IRA structure and get clients ready to invest in alternatives through a compliant, guided setup process.
Explore private market offerings across categories like private equity, venture capital, real estate, and other alternative assets. Or bring your client’s private market opportunity to Alto.
Support clients in moving capital into opportunities that align with their strategy, goals, and long term portfolio approach.
Maintain visibility into holdings, activity, and progress through a platform designed to support ongoing portfolio oversight.
Open an issuer account and configure your offering for retirement account investors.
Refer investors directly from your dashboard, whether they already have an Alto IRA or are opening one for the first time.
Approve investor commitments once you're ready to receive funds.
Alto executes the subscription agreement and delivers funds to your account, typically within 2 business days.
Open a self-directed IRA and get your account ready to invest in alternatives through a compliant, guided setup process.
Explore private market offerings across categories like private equity, venture capital, real estate, and other alternative assets, or bring a deal you've already found.
Move capital into opportunities that align with your goals and time horizon.
Maintain visibility into your holdings and investment activity through a platform built for ongoing oversight.
Establish the right IRA structure and get clients ready to invest in alternatives through a compliant, guided setup process.
Explore private market offerings across categories like private equity, venture capital, real estate, and other alternative assets.
Support clients in moving capital into opportunities that align with their strategy, goals, and long-term portfolio approach.
Maintain visibility into holdings, activity, and progress through a platform designed to support ongoing portfolio oversight.
Open an issuer account and configure your offering for retirement account investors.
Refer investors directly from your dashboard, whether they already have an Alto IRA or are opening one for the first time.
Approve investor commitments once you're ready to receive funds. 04 Receive funds
Alto executes the subscription agreement and delivers funds to your account, typically within 2 business days.
Open a self-directed IRA and get your account ready to invest in alternatives through a compliant, guided setup process.
Explore private market offerings across categories like private equity, venture capital, real estate, and other alternative assets, or bring a deal you've already found.
Move capital into opportunities that align with your goals and time horizon.
Maintain visibility into your holdings and investment activity through a platform built for ongoing oversight.
Built on infrastructure you can trust
Alto is built on regulated custody, independent oversight and institutional-grade controls, so every participant can move forward with confidence.
Licensed trust company
Alto Trust is a state-chartered trust company providing custody, recordkeeping, and regulatory reporting for SDIRA assets.
FINRA/SIPC member
Alto Securities is a registered broker-dealer and FINRA/SIPC member. Verify our standing anytime on BrokerCheck.
FDIC-Insured, cyber and E&O Coverage
Cash held in Alto IRA accounts is insured up to $250,000 per account holder through Needham Bank, Member FDIC.
SOC 2 Type I and Type II examinations completed
Alto's infrastructure is independently audited to SOC 2 Type I and Type II standards, built on AWS, protected by Cloudflare, monitored by DataDog, and secured by CrowdStrike.
Technology security
Alto carries errors and omissions and cyber liability insurance, backed by stringent AML policies and information security controls.
Review our full security
Knowledge for smarter alternative investing
Alternative investing: asset classes and strategies
Dive into how different alternative investments work and where they might fit in a portfolio.
The INVEST Act could change who qualifies for private markets
What is private credit and where does it fit in a portfolio?
Redefining diversification: Pre-IPO investing for retirement growth
Timely insights on private markets and retirement
What to know about private market access
Learn how Alto helps financial advisors unlock retirement capital, simplify operational complexity, and give clients a more seamless path into alternative investments.
How can advisors use Alto for private market investing?
Advisors can source private market deals for clients, facilitate deals a client brings them through Alto's private deal room, or manage their own fund as GP, all within a self-directed IRA and without opening a separate custodian relationship. Many private structures can't be held by traditional custodians, so for those deals, Alto is a much needed option.
What types of investments can clients access?
Clients can access asset classes like private equity, venture capital, real estate, private credit, and other alternative assets. Explore our Marketplace or bring a deal you’ve already sourced.
Does Alto support IRA-based investing?
Yes. Alto is a self-directed IRA custodian, so all investing happens through a compliant retirement account structure.
How does Alto simplify the investment process?
Alto handles account setup, subscription documents, and fund movement, so advisors and clients can focus on the investment decision.
What value does this create for advisory firms?
It gives firms a way to meet client demand for private markets, bring more of a client's assets under management, and do it without adding operational overhead or fragmented systems.