Investing in alternatives with an Alto IRA aligns long-term investment horizons with saving for retirement, an overlap in investment strategy we refer to as duration matching. Since retirement funds are tax-advantaged,1 using them can be a way to keep as much of your investment earnings as possible.
1 Traditional IRA funds are generally tax-deferred, Roth IRA funds are generally tax-free subject to qualified withdrawals. IRS rules and regulations apply.
Example is for illustration purposes only and does not represent a specific past, current or future investment.
*Assumes an income tax rate of 12% at the time of withdrawal as income tax rates generally decrease upon retirement.
**Assumes a long term capital gains rate of 20%
Actual tax rates are subject to each tax payer’s personal situation and circumstances.
Complete this intake form (estimated 1 minute)
You’ll be automatically directed to create your Alto account (estimated 3 minutes)
Fund your IRA (estimated 5 minutes)
Receive and approve an invite to participate in Alts’ investment offerings (estimated 2 minutes)
Alts’ team approves your investment on Alto
Alto executes subscription documents on behalf of your IRA and funds your investment within one business day*
*IRA must be funded to cover the investment. Further, based on Federal Treasury regulations, there is a seven day waiting period for a newly established IRA prior to investment.
Get startedOur belief in simplifying access to alternative investments with retirement funds extends to our pricing. Alto IRA accounts are charged a simple quarterly Account Fee based on Total Invested Capital with 50% off of Account Fees for the first year for Alts Investors.
$0.00
$18.75 per quarter for your first year
$37.50 thereafter
$50 per quarter for your first year
$100 thereafter
*Discounted partnership fees for Partner's members apply for the first year of an active account, regardless of when a Partner's member completes their first investment, with Alto’s standard fees continuing thereafter.
*Fees charged by investment platforms and third-party or affiliated issuers may apply.
Alto's holistic alternatives investment platform empowers individual investors to diversify their portfolios by investing in alts while supporting issuers with a range of fundraising methods to suit their unique needs.
Offering traditional, Roth, and SEP IRAs, Alto is bringing alternative investments to the mainstream, and the trillions in retirement savings in the United States to firms raising capital.
*All data as of March 8th, 2024
Kicked off his career as an investment banker for Donaldson, Lufkin & Jenrette, and Credit Suisse First Boston.
Co-founded Currenex, which he sold for ~ $550m, and Tennessee Community Ventures, a venture capital firm.
Scott is a specialist in the global financial software services industry, with years of software design and implementation experience. Scott spent a good deal of his career in the public markets and then moved to Carta, where he was first exposed to private markets and how differently they operate.
He then had the opportunity to work for Securitize, where he learned about blockchain and the digital asset security industry. Scott is also a board member for Cheqly, a full-stack neobank for startups.
Alto Solutions is a self-directed IRA administrator builds and operates easy-to-use technology that enables individual investors to access alternatives. Alto’s self-directed IRA products, the Alto IRA and Alto CryptoIRA® offer the same tax advantages as more conventional IRAs, while providing access to investment opportunities not offered by most custodians, without complicated or hidden fees.
